Today is July 1, 2008. This date holds absolutely no significance for me other than the fact that it is the beginning of a new month. It happens to be perfectly situated in the middle of the year, which seemed like a perfect time to reevaluate my life. In the spirit of reevaluation I realized that I am very happy with my life, with the exception of two key areas.
The first and most problematic is my finances. I am severely in debt, with a very high debt to income ratio. Not only am I in debt up to my eyeballs to everyone, I am also struggling just to make ends meet with my monthly bills.
The second problem, but just as complicated for me to fix is my weight. I am considered overweight, and on some charts I have even fallen into the obese category. Because of this I have high blood pressure (that I refuse to take medication for) and everytime I begin to workout again, I end up getting injured. I am a four-time Weight Watchers dropout! This would not be so bad, but I ALWAYS end up packing on double the weight I lost in half the time.
So I've decided to put my goals/struggles/plans, etc. out there on the web to not only encourage myself, but maybe (if anyone every reads this) help others, and to glean from the wisdom of those around the world. So here goes....
Goal #1 - Get out of debt and be financially stable in one year
Specifics: I want to pay my car off, pay off all loans, creditors, etc. and have started paying back my considerable student loans by July 1, 2009. I also want to have at least $1,000.00 in savings, and be able to pay all my bills on or before the due date!
Goal #2 - Be under 130 lbs in a year.
Specifics: I weigh around 170 lbs. I have 40 lbs to lose by July 1, 2009.
Now for how to do this...
Goal 1/Step 1 (1.1):
1. Figure out exactly what I owe.
2. Make a list of monthly/income expenditures
3. Start a notebook that records everything I spend.
4. Start a list of ways to 1) increase my income, and 2) decrease my expenditures
Goal 2/Step 1 (2.1):
1. Record weight
2. Come up with a complete 3 month weight loss plan and goals
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